Most people don't need another budgeting app. They need to know whether they're actually going to be okay.

Planned is your personal financial coach. Connect your accounts and you get a real plan in minutes: where your money is going, what you can safely spend, what to do next, and a financial health score that tells you if you're moving in the right direction.

Behind it is an always-on coach that knows your actual numbers instead of giving generic advice. Ask it the things you'd ask a friend who's good with money. Can I afford this? Pay off the card or build savings first? What does this change do to my plan? You get an answer grounded in your situation, any time you want one.

When you want a human, book 1:1 coaching with a CFP® professional and work through it together. Same numbers, same plan, real conversation.

Start free. No spreadsheets to build, no sales pitch.